Author Archives: Jay Butchko
What To Ask Before Marriage To Prevent Divorce
One common cause of divorce is a lack of communication. Many couples are in a rush to get married, only to have no idea about their spouse’s goals, plans, or financial situation. This is a serious situation on so many levels. Marriage is not something that should be taken lightly. It’s a partnership that… Read More »
Unenforceable HOA Rules
If your homeowners association (HOA) is like most of them, you know that there are a ton of rules involved. But how many of these laws are actually valid? For example, do any of them violate state or federal law? Most likely, they do. In communities governed by an HOA, the Covenants, Conditions, and… Read More »
Managing A Parent’s Estate To Prevent Probate Issues
It’s inevitable that we’re all going to die someday. As an adult child, there’s a good chance that you’ll outlive your parents and therefore be tasked with handling their estate upon their passing. This can be a frustrating situation as you deal with the grief of your loved one’s death. But you’ll need to… Read More »
When You’re Raising Your Partner
You’re a caring and compassionate person. You like to help people, so you didn’t mind picking up after your partner when you were dating. You enjoyed cooking their meals and helping them with everyday life. Fast forward to life today. You’re married with two children, but on most days, it feels like you’re a… Read More »
Money Matters To Discuss Before Moving In
Relationships can be fun as they progress. After a while, you and your partner may decide to move in together as a logical next step to see if you are compatible for marriage. Once you move in, you learn your partner’s sleep habits. You see how well they tidy up the place. You may… Read More »
How Not to Apologize To Your Spouse
Relationships aren’t easy. There are a lot of elements involved. One of the hardest things about being in a marriage is having to apologize. Whether you’ve done something wrong or said something you shouldn’t have said, you’ll need to say “I’m sorry” at some point. However, uttering those two words isn’t as simple as… Read More »
What You Should Never Say To Your Spouse
Being married means being open and honest with each other. You should feel free to say things that need to be said, even if your spouse may not agree. At the same, though, there are things that just should not be said, no matter how you feel. There are some phrases and questions you… Read More »
Link Between Inflation And Divorce
You’ve probably noticed that the economy is crazy right now. Prices have gone up for pretty much everything, most significantly for gas and food. Prices for housing and vehicles are also off the hook. Inflation is super high right now. In fact, we’re seeing the highest inflation rates in the past 40 years. The… Read More »
Money Secrets You Should Know When Divorcing
Approximately half of all marriages end in divorce. While ending a marriage is common, it’s still unknown territory for those who are going through it for the first time. You likely don’t know what to expect. You might not even know where to start. The most important things you need to worry about are… Read More »
The State Of Homeowners Insurance In Florida
While the real estate market may be hot in Florida and other parts of the country, the insurance industry is a different story. If you plan to buy a home in Florida in the near future, you should be aware that you may have difficulty insuring it. Florida has been dealing with a homeowners… Read More »