Author Archives: Jay Butchko
Dealing With Depression After Divorce
It’s no lie that divorce is one of the most emotional events a person can go through, just behind the death of a loved one. Indeed, a divorce is the death of a marriage. Going through a divorce can be rough, especially after decades of marriage. Divorce can be especially rough on men. Most… Read More »
Housing Options After Divorce
Divorce can be scary in many ways. Your life will change dramatically and you’ll have to make a lot of hard decisions, such as where you will live. The marital home provides safety and security, but you and your ex cannot both live there after a divorce. One or both of you will need… Read More »
How Gray Divorce Can Affect Adult Children’s Lives
Gray divorce — divorce after the age of 50 — has been growing since 1990. More and more couples are divorcing as they near retirement. This can affect not only their finances but also the feelings of their children. Couples who are experiencing marital strife often wait until their children are older before divorcing…. Read More »
Types of Intimacy in a Relationship
We know that romantic relationships require intimacy, but what exactly does that mean? When people think of intimacy, sex is usually one of the first things that come to mind. It’s such an intimate act. You have to be honest about your wants, needs, and desires. It also requires trust in your partner on… Read More »
How to Properly Use Transfer on Death Accounts to Avoid Probate
When it comes to estate planning, there are dozens of ways to go about it. You could use a will or a trust, but there are many types of trusts to consider and it can quickly get confusing. Some people use life insurance or retirement accounts. Many people like using transfer on death (TOD)… Read More »
Best Foreclosure Defense: Mortgage Modification
Buying a home is not an easy task. It’s often a long process that requires a lot of money. So once we get a house, we all want to keep it. But paying the mortgage on time every month can be a difficult task for many people, especially if you lose your job or… Read More »
What Are the Rights of the Decedent’s Surviving Family?
Dealing with the loss of a loved one can be stressful in many ways. You are not only dealing with grief but also inheritance issues. Who gets what? What are you entitled to receive? The good news is that Florida law prevents a spouse and children from total disinheritance. Whether or not there is… Read More »
Closing Costs: What to Expect
Selling a home can mean a huge profit for some sellers. However, the difference between your mortgage balance and your selling price is not all profit. You have to think about closing costs, which can account for as much as 10% of the sale price. Closing costs include several main expenses. Here’s a look… Read More »
Could the Election Results Bring About New Divorce Laws?
We saw the election results in early November. Some people may be happy, others are upset and even devastated. With the conservatives taking over the presidency and many other important offices, the liberals are concerned that “no-fault” divorce laws in America will soon be a thing of the past. No-fault divorce is the dissolution… Read More »
Dividing Your Home After Divorce
When you bought your home with your spouse, you likely were not expecting to divorce them anytime soon. Things have changed and now you’re ready to untie the knot. Your home is likely the largest asset you have, so dividing it in a divorce won’t be easy. That’s why many divorcing couples opt to… Read More »